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How To Check Car Insurance Policy Number Online In UAE: Step-by-Step 2026 Guide

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How To Check Car Insurance Policy Number Online In UAE: Step-by-Step 2026 Guide

You can check your car insurance policy number online through UAE’s authorized government portals:

MOI,

TAMM Abu Dhabi,

the RTA (Dubai),

or through your insurer’s portal. 

Log in with UAE PASS → select your vehicle → your policy number appears alongside your Mulkiya details.

Insurance Claim Form

What Is a Car Insurance Policy Number?

A motor insurance plan or policy number is a unique identifier given by your insurer to assess or track the insurance coverage. 

You get the policy document after you agree to the insurance’s terms and conditions and pay the required premium.

What Is The Difference Between a Car Insurance Number and a Car Registration Number?

FeatureCar Registration NumberCar Insurance Policy Number
Issued ByRTA (government authority)Insurance company

Purpose
Identifies your vehicleIdentifies your insurance policy
Where to FindMulkiya (registration card)Policy document / email
Used ForVehicle registration & ownershipClaims, renewal, coverage tracking

How To Check Vehicle Insurance Status Online-UAE(2026)

You can check the car insurance status and its number by following these steps for any insurance plan in the UAE.

  • Use the dedicated official apps for the relevant Emirates.
  • Sign in with UAE Pass
  • Authenticate with the registered verification email/phone number.
  • Select the car
  • Find the vehicle’s policy number along with relevant insurance information. 

RTA App For Dubai (Steps To Use In 2026)

(update your RTA app with 2026 version v8.0+)

  • After signing in with UAE Pass, click Vehicles Licensing.
  • You can view the Insurance online and check the details.

RTA Web Portal

If the app faces any technical glitches or synchronization delays, you can find the exact same database records through these alternatives:

1: Open the RTA official website and select the ‘Driver and Car Owner’ service section.

2: Select the ‘Vehicle Status Check’ option.

3: Click Log in with UAE Pass or enter your credentials. 

4:  Enter the chassis number(VIN), vehicle plate number, or Emirates ID and click on the ‘search’ button.

5: Select your vehicle, and it will display your car insurance status, including the number.

TAMM Abu Dhabi App

Follow these steps to check policy status for vehicles registered in Abu Dhabi

  1. Log in with UAE Pass and tap the “My Locker” or “Documents” icon.
  2. Select the car plate from the “Drive & Transport” Category.
  3. Select “Renew Vehicle Registration.” Here you will find your motor insurance number.

TAMM Web Portal

If the TAMM app takes time or fails to load your vehicle’s data, you can use the TAMM website.

The procedure to find online motor insurance in Abu Dhabi is the same as for the app.

Updated (2026 Security Notice )

TAMM has synchronised its databases with the Ministry of Interior (MOI) Portal and Abu Dhabi Police. 

If your insurance details do not instantly populate under your locker, it means your insurance broker has not uploaded the policy to your Traffic File (TFN) yet. 

MOI UAE App (For Abu Dhabi & Northern Emirates)

MOI(Ministry of Interior) is a centralized platform that covers all of Abu Dhabi and the Northern Emirates (Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah). 

  • Sign in with UAE Pass and tap “Smart Services”.
  • Select “Traffic Files” or “My Vehicles” and select the license plate number of your car.
  • It will open the digital registration card(Mulkiya) with all details of the car insurance plan. 

Check via Insurance Company Website/ Insurer’s App

You can log in to the official sites of car insurance companies and use their dedicated app. 

Enter your credentials to check online whether your car insurance policy is valid or needs renewal.

Most insurers like Sukoon Insurance or GIG Gulf allow users to log in and retrieve their motor policy details online.

  1. Registered Users

All registered users can check car insurance status online instantly from their insurer’s website. 

Log in the policy section with your registered email or maybe mobile number to view your current car insurance policy online

  1. New Users

A new user can check vehicle insurance details after registering on the portal using their email ID and contact details. 

Check Your Email (The Fastest Way)

To get a quick car insurance check, searching your own email is the fastest way. With this, you can check your car insurance status (the number) without logging into any portal.

Search your inbox for:

  • “Car Insurance Plan”
  • “Motor Policy Schedule”
  • Company name (e.g., Sukoon, AXA, etc.)

The insurance number is always mentioned in:

  • Policy document (PDF)
  • Welcome email after purchase

Check via Aggregator’s Platform

If you have purchased your policy through an aggregator like BuyAnyInsurance, you can request your policy details through them.

  • Visit the official site.
  • Fill in your contact details
  • An agent will send you the details through email or SMS.

See Your Car Registration (Mulkiya) (Paper-Based Retrieval)

You can check your physical Mulkiya card to find your insurance number. Normally, it is written in Arabic and English, with the vehicle registration number.

UAE Mulkiya with details of Policy number and expiry date.

Your Mulkiya card (vehicle registration) often includes:

  • Insurance Policy Number
  • Expiry date (to know policy validity)
  • Insurance provider
  • Traffic Plate No.

How To Find Car Insurance Details Without Registration

For policy retrieval without registration, you can use offline or assisted methods.

  1. Call Insurance Agent/Helpline

You can contact customer support. Dial the insurance provider’s dedicated helpline. You can also call the dedicated insurance agent directly to retrieve your car insurance details. 

Sometimes, the chat support on the official insurance site can also provide the details of motor insurance.

  1. Visit Nearest Branch of the Insurance Company

If you’re unable to find any assistance online, you can go directly to the insurance company’s nearest branch to check your insurance status. 

You will be required to provide your Emirates ID for verification.

Quick Tip 

If you constantly lose track of documents:

  • Save your policy PDF in Google Drive / WhatsApp / Notes
  • Rename it like: Car Insurance – ABC123 – 2026

When Do You Need a Car Insurance Policy Number?

You need the number at different times, as mentioned in the list below:

  • At the time of policy renewal
  • After a car accident
  • During a police check
  • Applying for the duplicate policy document
  • Updating your car insurance policy 
  • Selling your car

Why Is It Important to Check Insurance Policy Validation in the UAE?

It is vital to keep track of the policy validation because, in case of an expired policy, you have to face:

  • Legal and traffic penalties
  • Complete financial loss(bear all expenses in case of an accident)
  • Blocked vehicle registration renewals
  • Fine accumulation 

Usually, car insurance is valid for 13 months (1 year + 30 days grace period) in the UAE. 

You should be aware of the dates you purchased the car insurance and check its validity before it expires to maintain continuous benefits of an active policy. 

Why Can’t I Find My Vehicle’s Insurance Policy Number Online?

(Troubleshooting section)

You are logged in with UAE PASS, but can not see the number, or the policy is missing or shows “Not Found”? One of these four reasons is causing it. (2026 updated)

What You SeeCauseFix
Policy missing — bought today24-hour sync delayWait 24 hrs or request System Force Push from insurer
“Not Found” despite active policyTFN digit mismatchCompare TFN on quotation vs Mulkiya, call insurer for endorsement
Shows on MOI but not RTA or vice versaSplit traffic file across emiratesLog into EVG portal via UAE PASS
Plate number search returns blankNew/imported car — no plate yetSwitch search from Plate Number to Chassis Number
Is my vehicle policy number the same as my car registration number?

Your policy number and the car registration number are two different things. The insurance number is issued by the insurance company, while the car registration is provided by government authorities.

Does my car insurance policy number change when I renew my insurance?

Yes, a new policy number is issued on renewal; your old number becomes inactive.

Can two cars have the same insurance policy number in the UAE?

No, each vehicle gets a unique policy number, even when under the same insurer and owner.

How long is car insurance valid in the UAE?

13 months (12 months + 30-day grace period).

If I switch insurance companies, does my policy number transfer?

No, the new insurer issues a completely new policy number. Your claims history and NCD follow you via the traffic file, but the number itself is insurer-specific.

Can I find someone else’s car insurance policy number using their plate number?

Policy numbers are private. You can only verify if a vehicle has active insurance (yes/no status) through EVG or RTA, not retrieve the actual number.

“ My car is under a company fleet.” How do I find my specific policy number?

Fleet vehicles have a master policy number and individual vehicle endorsement numbers. You can ask your company’s PRO or fleet manager for the endorsement schedule. 

Does my car insurance policy number appear on my UAE PASS profile?

UAE Pass does not itself display the policy number, but it can be used to log in to the official government platforms. EVG is the closest government portal that displays it. 

Wrapping Up!

The car insurance policy number will benefit you when you are on the road, stopped by police, selling your vehicle, met with an accident, etc.

The policy document is the document on which they build your case and send it to the company to repay all the expenses for recovery.

Further, you can contact BuyAnyInsurance to get assistance related to your query, “How do I find my car insurance policy number?

Official Sources:

Ministry of Interior(MOI) Abu Dhabi

TAMM Abu Dhabi

the RTA (Dubai)

UAE PASS

Emirates Vehicle Gate

Related Article:

What Are The Essential Documents Required For Car Insurance?

List of Best Car Insurance Companies in Dubai and the UAE

These Factors Will Change Your Approach to getting Car Insurance in Dubai

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  2. Thank you for your sharing. I am worried that I lack creative ideas. It is your article that makes me full of hope. Thank you. But, I have a question, can you help me?

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