{"id":18931,"date":"2022-03-21T13:07:13","date_gmt":"2022-03-21T09:07:13","guid":{"rendered":"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/?p=18931"},"modified":"2026-08-24T12:19:23","modified_gmt":"2026-08-24T08:19:23","slug":"car-insurance-calculator-in-the-uae","status":"publish","type":"post","link":"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/en\/car-insurance-calculator-in-the-uae\/","title":{"rendered":"Car Insurance Calculator UAE \u2014 Get Your Estimated Premium Instantly"},"content":{"rendered":"\n<p>A car insurance calculator is an online tool to find the car premium amount payable for your car insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-car-insurance-cost-in-the-uae\">What Does Car Insurance Cost in the UAE?<\/h2>\n\n\n\n<p>Car insurance in the UAE typically costs from AED 500-AED 900 for basic third-party liability(TPL) and AED 1200 to AED 4000 for <a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/what-is-comprehensive-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">comprehensive coverage<\/a> (T&amp;C apply)<\/p>\n\n\n\n<!-- ============================================================\n  UAE Car Insurance Calculator Widget\n  Drop this whole block into a WordPress \"Custom HTML\" block,\n  or paste into your theme's page\/post editor in HTML\/Text mode.\n  Fully self-contained: no external scripts or fonts required.\n============================================================= -->\n<div id=\"baic-calc-root\">\n<style>\n  #baic-calc-root {\n    --ink: #0F2A3D;\n    --ink-soft: #4A6274;\n    --line: #DCE4E8;\n    --paper: #FBFBF9;\n    --panel: #FFFFFF;\n    --accent: #0E7C66;\n    --accent-deep: #0A5C4C;\n    --accent-soft: #E4F3EE;\n    --amber: #B8823A;\n    font-family: -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n    color: var(--ink);\n    background: var(--paper);\n    border: 1px solid var(--line);\n    border-radius: 14px;\n    max-width: 760px;\n    margin: 32px auto;\n    overflow: hidden;\n  }\n  #baic-calc-root * { box-sizing: border-box; }\n\n  .baic-head {\n    padding: 28px 32px 22px;\n    border-bottom: 1px solid var(--line);\n  }\n  .baic-eyebrow {\n    font-size: 12px;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n    color: var(--accent-deep);\n    font-weight: 700;\n    margin: 0 0 6px;\n  }\n  .baic-title {\n    font-size: 24px;\n    font-weight: 700;\n    margin: 0 0 6px;\n    letter-spacing: -0.01em;\n  }\n  .baic-sub {\n    font-size: 14px;\n    color: var(--ink-soft);\n    margin: 0;\n    line-height: 1.5;\n  }\n\n  .baic-body { padding: 26px 32px 30px; }\n\n  .baic-row {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 18px;\n    margin-bottom: 18px;\n  }\n  @media (max-width: 520px) {\n    .baic-row { grid-template-columns: 1fr; }\n  }\n\n  .baic-field label {\n    display: block;\n    font-size: 12.5px;\n    font-weight: 600;\n    color: var(--ink-soft);\n    margin-bottom: 6px;\n  }\n  .baic-field select,\n  .baic-field input[type=\"number\"] {\n    width: 100%;\n    padding: 11px 12px;\n    border: 1px solid var(--line);\n    border-radius: 8px;\n    font-size: 15px;\n    color: var(--ink);\n    background: var(--panel);\n    appearance: none;\n    -webkit-appearance: none;\n  }\n  .baic-field select:focus,\n  .baic-field input:focus {\n    outline: 2px solid var(--accent);\n    outline-offset: 1px;\n    border-color: var(--accent);\n  }\n\n  .baic-toggle {\n    display: flex;\n    border: 1px solid var(--line);\n    border-radius: 8px;\n    overflow: hidden;\n  }\n  .baic-toggle button {\n    flex: 1;\n    padding: 10px 8px;\n    border: none;\n    background: var(--panel);\n    color: var(--ink-soft);\n    font-size: 14px;\n    font-weight: 600;\n    cursor: pointer;\n    border-right: 1px solid var(--line);\n  }\n  .baic-toggle button:last-child { border-right: none; }\n  .baic-toggle button[aria-pressed=\"true\"] {\n    background: var(--accent);\n    color: #fff;\n  }\n\n  .baic-addons {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 8px;\n    margin-top: 4px;\n  }\n  .baic-chip {\n    padding: 8px 13px;\n    border: 1px solid var(--line);\n    border-radius: 999px;\n    font-size: 13px;\n    font-weight: 600;\n    color: var(--ink-soft);\n    background: var(--panel);\n    cursor: pointer;\n    user-select: none;\n  }\n  .baic-chip[aria-pressed=\"true\"] {\n    background: var(--accent-soft);\n    border-color: var(--accent);\n    color: var(--accent-deep);\n  }\n\n  .baic-result {\n    margin-top: 24px;\n    background: var(--ink);\n    background: linear-gradient(135deg, #0F2A3D 0%, #123A4F 100%);\n    border-radius: 12px;\n    padding: 24px 26px;\n    color: #fff;\n  }\n  .baic-result-label {\n    font-size: 12.5px;\n    letter-spacing: 0.06em;\n    text-transform: uppercase;\n    color: #9FC4D4;\n    font-weight: 700;\n    margin: 0 0 10px;\n  }\n  .baic-result-range {\n    font-size: 30px;\n    font-weight: 800;\n    letter-spacing: -0.01em;\n    margin: 0 0 4px;\n  }\n  .baic-result-range span { color: var(--amber); }\n  .baic-result-note {\n    font-size: 13px;\n    color: #B8CBD6;\n    margin: 6px 0 0;\n    line-height: 1.5;\n  }\n\n  .baic-breakdown {\n    margin-top: 16px;\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 10px;\n  }\n  @media (max-width: 520px) {\n    .baic-breakdown { grid-template-columns: 1fr; }\n  }\n  .baic-bd-item {\n    background: rgba(255,255,255,0.06);\n    border: 1px solid rgba(255,255,255,0.12);\n    border-radius: 8px;\n    padding: 10px 12px;\n  }\n  .baic-bd-item .k { font-size: 11px; color: #9FC4D4; text-transform: uppercase; letter-spacing: 0.04em; font-weight: 700; }\n  .baic-bd-item .v { font-size: 15px; font-weight: 700; margin-top: 2px; }\n\n  .baic-cta {\n    display: inline-block;\n    margin-top: 18px;\n    padding: 12px 22px;\n    background: var(--amber);\n    color: #1a1204;\n    font-weight: 700;\n    font-size: 14px;\n    border-radius: 8px;\n    text-decoration: none;\n    border: none;\n    cursor: pointer;\n  }\n\n  .baic-fineprint {\n    margin-top: 14px;\n    font-size: 12px;\n    color: var(--ink-soft);\n    line-height: 1.5;\n  }\n<\/style>\n\n<div class=\"baic-head\">\n  <p class=\"baic-eyebrow\">Free Tool<\/p>\n  <h2 class=\"baic-title\">UAE Car Insurance Calculator<\/h2>\n  <p class=\"baic-sub\">Estimate your annual premium in seconds. Based on typical UAE insurer pricing across vehicle value, coverage type, and driver profile.<\/p>\n<\/div>\n\n<div class=\"baic-body\">\n\n  <div class=\"baic-row\">\n    <div class=\"baic-field\">\n      <label for=\"baic-value\">Vehicle market value (AED)<\/label>\n      <input type=\"number\" id=\"baic-value\" value=\"60000\" min=\"5000\" step=\"1000\">\n    <\/div>\n    <div class=\"baic-field\">\n      <label for=\"baic-age\">Vehicle age (years)<\/label>\n      <select id=\"baic-age\">\n        <option value=\"0\">Brand new (0)<\/option>\n        <option value=\"1\">1 year<\/option>\n        <option value=\"2\" selected>2 years<\/option>\n        <option value=\"3\">3 years<\/option>\n        <option value=\"5\">4\u20135 years<\/option>\n        <option value=\"8\">6\u20138 years<\/option>\n        <option value=\"10\">9+ years<\/option>\n      <\/select>\n    <\/div>\n  <\/div>\n\n  <div class=\"baic-row\">\n    <div class=\"baic-field\">\n      <label>Coverage type<\/label>\n      <div class=\"baic-toggle\" id=\"baic-coverage\">\n        <button type=\"button\" data-val=\"tpl\" aria-pressed=\"false\">Third-Party<\/button>\n        <button type=\"button\" data-val=\"comp\" aria-pressed=\"true\">Comprehensive<\/button>\n      <\/div>\n    <\/div>\n    <div class=\"baic-field\">\n      <label for=\"baic-emirate\">Emirate<\/label>\n      <select id=\"baic-emirate\">\n        <option value=\"dubai\">Dubai<\/option>\n        <option value=\"auh\">Abu Dhabi<\/option>\n        <option value=\"shj\">Sharjah<\/option>\n        <option value=\"other\">Other Emirate<\/option>\n      <\/select>\n    <\/div>\n  <\/div>\n\n  <div class=\"baic-row\">\n    <div class=\"baic-field\">\n      <label for=\"baic-driverage\">Driver age<\/label>\n      <select id=\"baic-driverage\">\n        <option value=\"young\">Under 25<\/option>\n        <option value=\"standard\" selected>25\u201360<\/option>\n        <option value=\"senior\">Over 60<\/option>\n      <\/select>\n    <\/div>\n    <div class=\"baic-field\">\n      <label for=\"baic-nocliam\">No-claims history<\/label>\n      <select id=\"baic-nocliam\">\n        <option value=\"0\">No discount \/ new driver<\/option>\n        <option value=\"1\">1 claim-free year<\/option>\n        <option value=\"2\">2 claim-free years<\/option>\n        <option value=\"3\" selected>3 claim-free years<\/option>\n        <option value=\"5\">5+ claim-free years<\/option>\n      <\/select>\n    <\/div>\n  <\/div>\n\n  <div class=\"baic-field\" style=\"margin-bottom: 8px;\">\n    <label>Optional add-ons<\/label>\n    <div class=\"baic-addons\" id=\"baic-addons\">\n      <div class=\"baic-chip\" data-cost=\"450\" aria-pressed=\"false\">Agency Repair<\/div>\n      <div class=\"baic-chip\" data-cost=\"200\" aria-pressed=\"false\">Roadside Assistance<\/div>\n      <div class=\"baic-chip\" data-cost=\"180\" aria-pressed=\"false\">Off-Road Cover<\/div>\n      <div class=\"baic-chip\" data-cost=\"300\" aria-pressed=\"false\">Personal Accident Cover<\/div>\n      <div class=\"baic-chip\" data-cost=\"150\" aria-pressed=\"false\">Rent-a-Car Benefit<\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"baic-result\">\n    <p class=\"baic-result-label\">Estimated Annual Premium<\/p>\n    <p class=\"baic-result-range\">AED <span id=\"baic-low\">\u2014<\/span> \u2013 <span id=\"baic-high\">\u2014<\/span><\/p>\n    <p class=\"baic-result-note\">This is an estimate based on typical UAE market pricing, not a bindable quote. Actual premiums vary by insurer underwriting criteria.<\/p>\n\n    <div class=\"baic-breakdown\">\n      <div class=\"baic-bd-item\"><div class=\"k\">Base Premium<\/div><div class=\"v\" id=\"baic-base\">\u2014<\/div><\/div>\n      <div class=\"baic-bd-item\"><div class=\"k\">Add-ons<\/div><div class=\"v\" id=\"baic-addon-total\">\u2014<\/div><\/div>\n      <div class=\"baic-bd-item\"><div class=\"k\">VAT (5%)<\/div><div class=\"v\" id=\"baic-vat\">\u2014<\/div><\/div>\n    <\/div>\n\n    <a href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"baic-cta\" id=\"baic-cta\" onclick=\"window.open('https:\/\/www.buyanyinsurance.ae\/en\/car-insurance', '_blank', 'noopener,noreferrer'); return false;\">Compare Car Insurance Plans \u2192<\/a>\n  <\/div>\n\n  <p class=\"baic-fineprint\">\n    Formula: Base Premium = Vehicle Value \u00d7 Coverage Rate \u00d7 Age Factor \u00d7 Driver Factor \u00d7 Emirate Factor, minus No-Claims Discount, plus Add-ons, plus 5% VAT.\n    Rates shown are indicative averages compiled from published UAE insurer pricing patterns and are updated periodically.\n  <\/p>\n\n<\/div>\n<\/div>\n\n<script>\n(function() {\n  var root = document.getElementById('baic-calc-root');\n  var coverage = 'comp';\n  var addonSelected = {};\n\n  var coverageBtns = root.querySelectorAll('#baic-coverage button');\n  coverageBtns.forEach(function(btn) {\n    btn.addEventListener('click', function() {\n      coverageBtns.forEach(function(b) { b.setAttribute('aria-pressed', 'false'); });\n      btn.setAttribute('aria-pressed', 'true');\n      coverage = btn.getAttribute('data-val');\n      calculate();\n    });\n  });\n\n  var chips = root.querySelectorAll('.baic-chip');\n  chips.forEach(function(chip) {\n    chip.addEventListener('click', function() {\n      var pressed = chip.getAttribute('aria-pressed') === 'true';\n      chip.setAttribute('aria-pressed', pressed ? 'false' : 'true');\n      calculate();\n    });\n  });\n\n  ['baic-value','baic-age','baic-emirate','baic-driverage','baic-nocliam'].forEach(function(id) {\n    document.getElementById(id).addEventListener('input', calculate);\n    document.getElementById(id).addEventListener('change', calculate);\n  });\n\n  function calculate() {\n    var value = parseFloat(document.getElementById('baic-value').value) || 0;\n    var age = parseFloat(document.getElementById('baic-age').value);\n    var emirate = document.getElementById('baic-emirate').value;\n    var driverAge = document.getElementById('baic-driverage').value;\n    var noClaims = parseFloat(document.getElementById('baic-nocliam').value);\n\n    \/\/ Coverage base rate (% of vehicle value)\n    var coverageRate = coverage === 'comp' ? 0.032 : 0.011;\n    var coverageRateFloorLow = coverage === 'comp' ? 0.024 : 0.008;\n\n    \/\/ Age factor: newer cars cost slightly more to insure comprehensively, older cars less (lower value\/repair cost) but higher risk for TPL\n    var ageFactor = 1.0;\n    if (age <= 1) ageFactor = 1.08;\n    else if (age <= 3) ageFactor = 1.0;\n    else if (age <= 5) ageFactor = 0.92;\n    else if (age <= 8) ageFactor = 0.85;\n    else ageFactor = 0.8;\n\n    \/\/ Driver age factor\n    var driverFactor = driverAge === 'young' ? 1.35 : (driverAge === 'senior' ? 1.12 : 1.0);\n\n    \/\/ Emirate factor (traffic density \/ claim frequency proxy)\n    var emirateFactor = { dubai: 1.08, auh: 1.02, shj: 0.95, other: 0.9 }[emirate];\n\n    \/\/ No-claims discount\n    var ncdMap = { 0: 0, 1: 0.05, 2: 0.10, 3: 0.15, 5: 0.25 };\n    var ncd = ncdMap[noClaims] || 0;\n\n    var baseLow = value * coverageRateFloorLow * ageFactor * driverFactor * emirateFactor * (1 - ncd);\n    var baseHigh = value * coverageRate * ageFactor * driverFactor * emirateFactor * (1 - ncd);\n\n    \/\/ Minimum floors reflecting real UAE market minimums\n    var floorLow = coverage === 'comp' ? 1200 : 450;\n    var floorHigh = coverage === 'comp' ? 1600 : 650;\n    baseLow = Math.max(baseLow, floorLow);\n    baseHigh = Math.max(baseHigh, floorHigh);\n\n    \/\/ Add-ons\n    var addonTotal = 0;\n    chips.forEach(function(chip) {\n      if (chip.getAttribute('aria-pressed') === 'true') {\n        addonTotal += parseFloat(chip.getAttribute('data-cost'));\n      }\n    });\n\n    var subtotalLow = baseLow + addonTotal;\n    var subtotalHigh = baseHigh + addonTotal;\n    var vatLow = subtotalLow * 0.05;\n    var vatHigh = subtotalHigh * 0.05;\n    var totalLow = subtotalLow + vatLow;\n    var totalHigh = subtotalHigh + vatHigh;\n\n    document.getElementById('baic-low').textContent = Math.round(totalLow).toLocaleString();\n    document.getElementById('baic-high').textContent = Math.round(totalHigh).toLocaleString();\n    document.getElementById('baic-base').textContent = Math.round(baseLow).toLocaleString() + '\u2013' + Math.round(baseHigh).toLocaleString();\n    document.getElementById('baic-addon-total').textContent = addonTotal > 0 ? addonTotal.toLocaleString() : 'None';\n    document.getElementById('baic-vat').textContent = Math.round(vatLow).toLocaleString() + '\u2013' + Math.round(vatHigh).toLocaleString();\n  }\n\n  calculate();\n})();\n<\/script>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-car-insurance-cost-in-the-uae-0\">What Does Car Insurance Cost in the UAE? <\/h2>\n\n\n\n<p>Car insurance in the UAE typically costs from AED 500-AED 900 for basic third-party liability(TPL) and AED 1200 to AED 4000 for comprehensive coverage (T&amp;C apply)<\/p>\n\n\n\n<p>Typically, <a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/coverage-plans-in-the-uae\/\" target=\"_blank\" rel=\"noreferrer noopener\">car insurance coverage in the UAE is<\/a> two types.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-third-party-liability-tpl-cost-coverage\">Third-party Liability (TPL) Cost Coverage<\/h3>\n\n\n\n<p>The average cost of a third-party car insurance is around 500-1000 a year.<\/p>\n\n\n\n<p>The insurance covers only damages caused to other people or their property. <\/p>\n\n\n\n<p>It does not pay for any damage that occurred to your own car.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-comprehensive-cost-range\">Comprehensive Cost Range<\/h3>\n\n\n\n<p>The cost of comprehensive car insurance in the UAE ranges from AED 1200-AED 4000+, depending on the car make, model, and usage.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1024x683.jpg\" alt=\"Car insurance cost in the UAE\" class=\"wp-image-55869\" style=\"width:800px\" srcset=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1024x683.jpg 1024w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-300x200.jpg 300w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-768x512.jpg 768w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1536x1024.jpg 1536w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-2048x1365.jpg 2048w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-528x352.jpg 528w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1056x704.jpg 1056w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-820x547.jpg 820w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1240x827.jpg 1240w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-1920x1280.jpg 1920w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2664276061-scaled.jpg 2560w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-does-car-insurance-cost-differ-by-emirate\">Does Car Insurance Cost Differ by Emirate?<\/h2>\n\n\n\n<p>Central Bank of the UAE decides a minimum tariff for car insurance premiums in the UAE, so the cost of car insurance remains more or less the same in each Emirate.<\/p>\n\n\n\n<p>Insurers can price risk where the car is driven. Claim frequency is normally higher in Dubai, Abu Dhabi or Sharjah than in the other Northern Emirates.<\/p>\n\n\n\n<p>It is recommended that you compare insurance quotes from multiple insurers.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" style=\"background-color:#1877f2\">Compare actual car insurance quotes in the UAE<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-car-insurance-cost-by-vehicle-type-official-cbuae-tariff-bands\"><strong>Car Insurance Cost by Vehicle Type (Official CBUAE Tariff Bands)<\/strong><\/h2>\n\n\n\n<p>Car insurance costs are not officially split by luxury or economy cars but they are dependent on vehicle type and engine size.<\/p>\n\n\n\n<p>Source: Insurance Authority Board Decision No. 30 of 2016 \u2013 <a href=\"https:\/\/rulebook.centralbank.ae\/sites\/default\/files\/en_net_file_store\/CBUAE_EN_4246_VER1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Motor Vehicle Insurance Tariffs<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-third-party-liability-insurance-tariffs-13-month-policy\">Third-Party Liability Insurance Tariffs (13-Month Policy)<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#8ed1fc\"><thead><tr><th>Vehicle Type<\/th><th>Category<\/th><th>Minimum Premium (AED)<\/th><th>Maximum Premium (AED)<\/th><\/tr><\/thead><tbody><tr><td>Salon \u2013 Private<\/td><td>4 Cylinders<\/td><td>750<\/td><td>1,300<\/td><\/tr><tr><td><\/td><td>6 Cylinders<\/td><td>850<\/td><td>1,400<\/td><\/tr><tr><td><\/td><td>8 Cylinders<\/td><td>950<\/td><td>1,600<\/td><\/tr><tr><td><\/td><td>More than 8 Cylinders<\/td><td>1,300<\/td><td>2,100<\/td><\/tr><tr><td>Salon \u2013 Commercial<\/td><td>4 Cylinders<\/td><td>750<\/td><td>1,350<\/td><\/tr><tr><td><\/td><td>6 Cylinders<\/td><td>850<\/td><td>1,500<\/td><\/tr><tr><td><\/td><td>8 Cylinders<\/td><td>950<\/td><td>1,600<\/td><\/tr><tr><td><\/td><td>More than 8 Cylinders<\/td><td>1,300<\/td><td>2,250<\/td><\/tr><tr><td>4WD \u2013 Private<\/td><td>4 Cylinders<\/td><td>1,000<\/td><td>1,750<\/td><\/tr><tr><td><\/td><td>6 Cylinders<\/td><td>1,050<\/td><td>1,900<\/td><\/tr><tr><td><\/td><td>8 Cylinders<\/td><td>1,100<\/td><td>1,950<\/td><\/tr><tr><td><\/td><td>More than 8 Cylinders<\/td><td>1,200<\/td><td>2,150<\/td><\/tr><tr><td>4WD \u2013 Commercial<\/td><td>4 Cylinders<\/td><td>1,000<\/td><td>1,750<\/td><\/tr><tr><td><\/td><td>6 Cylinders<\/td><td>1,050<\/td><td>1,900<\/td><\/tr><tr><td><\/td><td>8 Cylinders<\/td><td>1,150<\/td><td>2,100<\/td><\/tr><tr><td><\/td><td>More than 8 Cylinders<\/td><td>1,350<\/td><td>2,450<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pickups-trucks-tankers-amp-buses-third-party\">Pickups, Trucks, Tankers &amp; Buses (Third-Party)<br><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#8ed1fc\"><thead><tr><th>Vehicle Type<\/th><th>Category<\/th><th>Minimum Premium (AED)<\/th><th>Maximum Premium (AED)<\/th><\/tr><\/thead><tbody><tr><td>Pickup &amp; Truck<\/td><td>Up to 1 Ton<\/td><td>1,000<\/td><td>1,750<\/td><\/tr><tr><td><\/td><td>Up to 2 Tons<\/td><td>1,000<\/td><td>1,800<\/td><\/tr><tr><td><\/td><td>Up to 3 Tons<\/td><td>1,150<\/td><td>2,100<\/td><\/tr><tr><td><\/td><td>More than 3 Tons<\/td><td>1,300<\/td><td>2,300<\/td><\/tr><tr><td>Trailer<\/td><td>With Tractor Head<\/td><td>1,200<\/td><td>2,150<\/td><\/tr><tr><td>Water Tanker<\/td><td>Up to 2,000 Gallons<\/td><td>1,450<\/td><td>2,250<\/td><\/tr><tr><td><\/td><td>More than 2,000 up to 5,000 Gallons<\/td><td>1,400<\/td><td>2,500<\/td><\/tr><tr><td>Water Tanker Trailer<\/td><td>With Tractor Head<\/td><td>1,500<\/td><td>2,500<\/td><\/tr><tr><td>Fuel Tanker<\/td><td>\u2014<\/td><td>2,000<\/td><td>3,300<\/td><\/tr><tr><td>Bus<\/td><td>Up to 14 Passengers<\/td><td>1,100<\/td><td>1,900<\/td><\/tr><tr><td><\/td><td>Up to 26 Passengers<\/td><td>1,800<\/td><td>3,250<\/td><\/tr><tr><td><\/td><td>Up to 56 Passengers<\/td><td>2,150<\/td><td>3,850<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-equipment-heavy-vehicles-amp-motorcycles-third-party\">Equipment, Heavy Vehicles &amp; Motorcycles (Third-Party)<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#8ed1fc\"><thead><tr><th>Vehicle Type<\/th><th>Category<\/th><th>Minimum Premium (AED)<\/th><th>Maximum Premium (AED)<\/th><\/tr><\/thead><tbody><tr><td>Light Equipment (Dumper\/Agriculture)<\/td><td>\u2014<\/td><td>1,000<\/td><td>2,500<\/td><\/tr><tr><td>Light Equipment (Forklift)<\/td><td>Private<\/td><td>1,300<\/td><td>2,500<\/td><\/tr><tr><td>Light Equipment (Forklift)<\/td><td>Commercial<\/td><td>1,300<\/td><td>2,500<\/td><\/tr><tr><td>Heavy Vehicle<\/td><td>Private<\/td><td>1,600<\/td><td>3,000<\/td><\/tr><tr><td>Heavy Vehicle<\/td><td>Commercial<\/td><td>1,600<\/td><td>3,000<\/td><\/tr><tr><td>Motorcycle<\/td><td>Up to 200cc<\/td><td>550<\/td><td>1,150<\/td><\/tr><tr><td>Motorcycle<\/td><td>Above 200cc<\/td><td>600<\/td><td>1,150<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-comprehensive-insurance-tariffs-loss-amp-damage-third-party\">Comprehensive Insurance Tariffs (Loss &amp; Damage + Third-Party)<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#8ed1fc\"><thead><tr><th>Vehicle Type<\/th><th>Maximum Rate<\/th><th>Minimum Premium (AED)<\/th><th>Driver Cover (AED)<\/th><th>Passenger Cover (AED)<\/th><\/tr><\/thead><tbody><tr><td>Salon<\/td><td>5%<\/td><td>1,300<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Four-Wheel Drive<\/td><td>7%<\/td><td>2,000<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Pickup &amp; Van (Up to 3 Tons)<\/td><td>7%<\/td><td>1,550<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Heavy Trucks (Over 3 Tons)<\/td><td>9%<\/td><td>2,000<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 15 Seats \u2013 Private)<\/td><td>7%<\/td><td>1,900<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 15 Seats \u2013 Commercial)<\/td><td>7%<\/td><td>1,950<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 26 Seats \u2013 Private)<\/td><td>7%<\/td><td>2,350<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 26 Seats \u2013 Commercial)<\/td><td>7%<\/td><td>2,400<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 56 Seats \u2013 Private)<\/td><td>7%<\/td><td>2,400<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Bus (Up to 56 Seats \u2013 Commercial)<\/td><td>7%<\/td><td>2,500<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Equipment<\/td><td>7%<\/td><td>2,750<\/td><td>30<\/td><td>120<\/td><\/tr><tr><td>Motorcycle<\/td><td>5%<\/td><td>1,050<\/td><td>\u2014<\/td><td>120<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-car-insurance-calculated-in-the-uae\">How Is Car Insurance Calculated in the UAE<\/h2>\n\n\n\n<p>The formula to calculate the car insurance premium is:<\/p>\n\n\n\n<p><strong>Car Insurance Premium= (IDV\u00a0x\u00a0Premium rates + add-on rates) \u2013 (no claim bonus)<\/strong><\/p>\n\n\n\n<p>When calculating the car insurance premium amount, the general rule is that if your car costs more than three hundred thousand AED, the insurance will be 2.75% of your car\u2019s original value. <\/p>\n\n\n\n<p>If your car costs between 100,000 AED and 300,000 AED, the insurance amount will be 3% of the car\u2019s original value.<\/p>\n\n\n\n<p>However, if the car\u2019s worth is less than 100,000, the insurance amount will be 3.25% of the car\u2019s original value.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1024x512.jpg\" alt=\"Calculate car insurance premium \" class=\"wp-image-55871\" style=\"width:800px\" srcset=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1024x512.jpg 1024w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-300x150.jpg 300w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-768x384.jpg 768w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1536x768.jpg 1536w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-2048x1024.jpg 2048w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-528x264.jpg 528w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1056x528.jpg 1056w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-820x410.jpg 820w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1240x620.jpg 1240w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-1920x960.jpg 1920w, https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/wp-content\/uploads\/2022\/03\/shutterstock_2674428353-scaled.jpg 2560w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-example-how-to-calculate-car-insurance-premiums-for-your-car\">Example: &#8211; How To Calculate Car Insurance Premiums For Your Car?<\/h2>\n\n\n\n<p>The car insurance calculation varies with different variants; there is no standard rule for the exact amount of premium to be the same for every motor car. <\/p>\n\n\n\n<p>It differs from vehicle to vehicle and situation to situation. But the basic formula to calculate the premium is the same for every vehicle as mentioned below:<\/p>\n\n\n\n<p><strong>Car Insurance Premium= Own Damage Premium &#8211; (No claim benefit + Discounts) + Fixed Liability Premium<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-stripes has-small-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Factors affecting Premium<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Car Manufacturing Year(2014)<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Car Insurance with no claim benefit<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Car Ex showroom rate<\/td><td class=\"has-text-align-center\" data-align=\"center\">250,000<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Depreciation<\/td><td class=\"has-text-align-center\" data-align=\"center\">25%<\/td><td class=\"has-text-align-center\" data-align=\"center\">62,500<\/td><\/tr><tr><td>Insured Declared Value<\/td><td class=\"has-text-align-center\" data-align=\"center\">185,500<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Own Damage Premium<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.67%<\/td><td class=\"has-text-align-center\" data-align=\"center\">3560<\/td><\/tr><tr><td>No Claim benefit discount<\/td><td class=\"has-text-align-center\" data-align=\"center\">20%<\/td><td class=\"has-text-align-center\" data-align=\"center\">850<\/td><\/tr><tr><td>Total own damage Premium<\/td><td class=\"has-text-align-center\" data-align=\"center\">2550<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Personal Accident Cover<\/td><td class=\"has-text-align-center\" data-align=\"center\">150<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Legal liability paid to the driver<\/td><td class=\"has-text-align-center\" data-align=\"center\">40<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Compulsory Third-party insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">900<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Net Premium<\/td><td class=\"has-text-align-center\" data-align=\"center\">3640<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td>Service Tax<\/td><td class=\"has-text-align-center\" data-align=\"center\">14%<\/td><td class=\"has-text-align-center\" data-align=\"center\">510<\/td><\/tr><tr><td>Total Premium<\/td><td class=\"has-text-align-center\" data-align=\"center\">4150<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Car insurance premium calculation example<\/figcaption><\/figure>\n\n\n\n<p>Note:\u00a0The above-mentioned example is a basic criterion to calculate insurance premium. However, it may vary from insurance company to company.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" style=\"background-color:#1877f2\">Compare competitive car insurance quotes to best suit your needs<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-reduce-car-insurance-premiums-in-the-uae\">How To Reduce Car Insurance Premiums in the UAE?<\/h2>\n\n\n\n<p>Certain factors can help you reduce your car insurance premium in the UAE. <\/p>\n\n\n\n<p>But you have to be proactive to take the maximum benefit from the elements that help <a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/how-to-compare-get-cheapest-car-insurance-in-uae\/\" target=\"_blank\" rel=\"noreferrer noopener\">reduce the car insurance premium<\/a>. These factors are mentioned below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Renew car insurance policy on time<\/li>\n\n\n\n<li>Transfer no claim benefit on renewal<\/li>\n\n\n\n<li>Don&#8217;t raise small claims for your car<\/li>\n\n\n\n<li>Install an anti-theft device for protection<\/li>\n\n\n\n<li>Don&#8217;t modify your car<\/li>\n\n\n\n<li>Make an online purchase of a car insurance policy<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-factors-determining-the-car-insurance-premium-actual-value\">Factors Determining the Car Insurance Premium Actual Value<\/h2>\n\n\n\n<p>Certain variables determine the actual value of the car insurance premium. These factors are mentioned below:<\/p>\n\n\n\n<p><strong>Age:<\/strong> Above 25 years of age, drivers are considered more reliable, and less premium is charged.<\/p>\n\n\n\n<p>Car model:\u00a0Luxury cars like Audi will be charged a high premium compared to a Toyota Camry.<\/p>\n\n\n\n<p>Fuel Type:\u00a0If you possess a CNG-fitted motor, you might have to pay a higher premium than a petrol or diesel car.<\/p>\n\n\n\n<p><strong>Car Manufacture year:<\/strong>\u00a0An old vehicle will be charged a lower premium than a new car.<\/p>\n\n\n\n<p><strong>Place of insurance:<\/strong>\u00a0The traffic density is another factor that affects the premium value. High traffic density areas will be charged a higher premium compared to remote areas.<\/p>\n\n\n\n<p><strong>Discounts:<\/strong>\u00a0There are certain professionals like doctors, military personnel, and government employees to whom the insurance company charges a lower premium.<\/p>\n\n\n\n<p><strong>No claim Benefit:<\/strong>&nbsp;If you have not made any claim in the previous year, you can claim the no claim benefit discount that varies from 20% to 50%, depending upon the insurance company&#8217;s discretion.<\/p>\n\n\n\n<p><strong>Voluntary Access:<\/strong>&nbsp;You agree with the insurance company to pay a certain amount by yourself if any claim on your car arises.<\/p>\n\n\n\n<p><strong>Anti-theft device discount:<\/strong>\u00a0If you have installed an anti-theft device in your vehicle, you&#8217;re entitled to almost a 2.5% discount on your insurance premium. But it also depends on the insurance company&#8217;s discretion.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-essential-details-required-for-car-insurance-premium-calculation\">Essential Details Required For Car Insurance Premium Calculation<\/h2>\n\n\n\n<p>There are specific essential details you require at the time of online car insurance premium calculation as mentioned below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Car registration number and year<\/li>\n\n\n\n<li>Manufacturer name<\/li>\n\n\n\n<li>Fuel Type<\/li>\n\n\n\n<li>Car variant&nbsp;<\/li>\n\n\n\n<li>RTO<\/li>\n\n\n\n<li>Driving License number<\/li>\n\n\n\n<li>Personal details<\/li>\n\n\n\n<li>Visa number or Emirates ID<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-is-the-premium-calculation-of-a-new-car-different-from-an-old-car\">How Is The Premium Calculation Of A New Car Different From An Old Car?<\/h2>\n\n\n\n<p>When you have bought a new car in the UAE, you must get third-party insurance, which is obligatory by law. <\/p>\n\n\n\n<p>However, suppose you go for the comprehensive policy option. In that case, it will consist of two premiums: one is a third-party premium, and the second is an own-damage premium that is calculated with the help of an elemental formula as mentioned below:<\/p>\n\n\n\n<p><strong>Own damage premium= Insured declared value * insurer premium rate + Add-ons cover &#8211; Discount<\/strong><\/p>\n\n\n\n<p>The insurance premium on an old vehicle is less than the new one because it possesses many deductibles and discounts, which reduce the premium for the old car.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\">FAQ<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784944968708\"><strong class=\"schema-faq-question\">How much does car insurance cost in the UAE?<\/strong> <p class=\"schema-faq-answer\">For a third-party basic car insurance, the range is AED 500-AED 900 per annum, while for comprehensive car insurance, the range is AED 1200- AED 4000.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784945072520\"><strong class=\"schema-faq-question\">How much is car insurance in Dubai?<\/strong> <p class=\"schema-faq-answer\">The car insurance in Dubai for a basic third-party liability starts from AED 500 and goes up to AED 900. For Dubai-registered cars, comprehensive car insurance can range from AED 1200 to AED 4000.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784945319316\"><strong class=\"schema-faq-question\">Is car insurance mandatory in the UAE?<\/strong> <p class=\"schema-faq-answer\">Yes, car insurance is a necessary legal liability in the UAE. The minimum is third-party insurance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784945396254\"><strong class=\"schema-faq-question\">Does no-claims history transfer between UAE insurers?<\/strong> <p class=\"schema-faq-answer\">Yes, no-claims history transfers between insurers, but you may need a no-claim certificate from your previous car insurance provider.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784945717124\"><strong class=\"schema-faq-question\">How accurate is a car insurance calculator vs a real quote?<\/strong> <p class=\"schema-faq-answer\">A car insurance calculator just gives you a rough idea of the insurance premium for your car, but the real quotation from an insurance provider tackles the hidden issues and gives you a precise quote.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-articles\">Related Articles<\/h2>\n\n\n\n<p><a href=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/how-is-gap-insurance-beneficial-in-the-uae\/\" target=\"_blank\" rel=\"noreferrer noopener\">How is gap insurance beneficial in the UAE?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/check-car-insurance-policy-number-online\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Find Your Car Insurance Policy Number Online?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\/guidelines-on-car-insurance-coverages-available-in-uae\/\" target=\"_blank\" rel=\"noreferrer noopener\">Guidelines On Car Insurance Coverages Available In UAE<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"font-size:25px\"><strong>Contact Us:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-contact-form-7-contact-form-selector\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2431-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"2431\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/posts\/18931#wpcf7-f2431-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2431\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2431-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"call-to-action-frm1\">\n      <div class=\"row\">\n        <div class=\"col-md-6 col-xs-12\">\n            <div class=\"row\">\n                  <div class=\"col-sm-12 col-xs-12\">\n                      <div class=\"form-group\">\n                        <label> Your Number* <br> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-number\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"your-number\" \/><\/span> <\/label>\n                      <\/div>\n                  <\/div>\n\n                  <div class=\"col-sm-12 col-xs-12 \">\n                      <div class=\"form-group\">\n                        <label> Your Name <br> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n                      <\/div>\n                  <\/div>\n\n                  <div class=\"col-sm-12 col-xs-12\">\n                      <div class=\"form-group\">\n                        <input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"I Need Insurance\" \/>\n                      <\/div>\n                  <\/div>\n            <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\"><\/h2>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"A car insurance calculator is an online tool to find the car premium amount payable for your car&hellip;","protected":false},"author":37,"featured_media":56202,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-18931","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-guide","8":"cs-entry","9":"cs-video-wrap"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Car Insurance Calculator UAE \u2013 Estimate Your Premium Instantly<\/title>\n<meta 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Razzaq\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/120f47b382d248cd534a939566e1412dfe298b5b7698808f9aeb441d3b39d464?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/120f47b382d248cd534a939566e1412dfe298b5b7698808f9aeb441d3b39d464?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/120f47b382d248cd534a939566e1412dfe298b5b7698808f9aeb441d3b39d464?s=96&d=mm&r=g\",\"caption\":\"Beenish Razzaq\"}},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\\\/en\\\/car-insurance-calculator-in-the-uae\\\/#faq-question-1784944968708\",\"position\":1,\"url\":\"https:\\\/\\\/buyanyinsurance-blog-13c9e88.ingress-baronn.ewp.live\\\/en\\\/car-insurance-calculator-in-the-uae\\\/#faq-question-1784944968708\",\"name\":\"How much does car insurance cost in the 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